The Florida Atlantic Owls (3-4, 2-2 AAC) will travel to Annapolis to face the undefeated Navy Midshipmen (6-0, 4-0 AAC) on Saturday at Navy-Marine Corps Memorial Stadium. This matchup is the first meeting between these teams as conference opponents in the American Athletic Conference and Navy will try to stay unbeaten by winning that game at home. Here, I break down this game in the AAC and give you my Florida Atlantic vs Navy prediction.
Our Florida Atlantic vs Navy Pick
- Pick: Navy -14
- Confidence: ★★★★☆
Game Snapshot
- Matchup: Florida Atlantic Owls vs Navy Midshipmen
- Date & Time: Saturday, October 25, 2025, 3:30 p.m. EDT
- Venue: Navy-Marine Corps Memorial Stadium, Annapolis, MD
- Broadcast: CBSSN
Key Storylines
- Undefeated Navy: Navy enters this game with a perfect 6-0 record, including a 4-0 record in AAC play. Their offense, led by quarterback Blake Horvath, ranks first nationally in rushing yards per game (305.0). Horvath has accumulated 640 rushing yards and 980 passing yards this season, contributing to Navy’s high-scoring offense. The Midshipmen are averaging 36.5 points per game entering this week.
- Florida Atlantic’s Struggles: The Owls have faced challenges this season, especially in their recent 48-13 loss to South Florida. Quarterback Caden Veltkamp has thrown for 2,025 yards and 15 touchdowns but also has 10 interceptions. The team’s rushing game has been less effective, averaging just 106.7 yards per game.
- Turnover Battle: Florida Atlantic ranks 135th in FBS with a -12 turnover margin. Navy holds a +2 turnover margin, ranking 46th. That disparity could be huge in determining the game’s outcome.
Quarterback Play
- Blake Horvath (Navy): Horvath has been a dual-threat quarterback, leading Navy’s potent rushing attack while also contributing in the passing game. His ability to make plays with both his arm and legs makes him a significant threat to opposing defenses.
- Caden Veltkamp (Florida Atlantic): Veltkamp has shown promise as a passer but has struggled with consistency and turnovers. He can’t afford to put his defense in sudden change situations by turning the ball over here.
Betting Trends & H2H
- Navy is just 2-4 against the spread this season.
- FAU is 3-4 against the spread going into this game.
- Navy has gone over the total in five of their first six games.
- Florida Atlantic games have gone over their totals five times in six games.
Florida Atlantic vs Navy Model Projection
- Score Projection: Florida Atlantic 20 – Navy 38
- Win Probability: Florida Atlantic 16.7%, Navy 83.3%
Final Thoughts
We should see Navy roll again in this contest on Saturday afternoon. The Midshipmen are more explosive than FAU offensely, even with Navy choosing to run the football more often than not. My best bet for this game is for Navy to cover the spread on their home turf.

