England vs Croatia Prediction

Updated November 12, 2026
England vs Croatia Match Preview


Updated November 12, 2026

England need only a draw against Croatia at Wembley tonight to reach the Nations League quarter-finals, and a win would keep them three points behind Spain before Sunday's trip to Madrid. Harry Kane is set to mark the night with his 126th cap, passing Peter Shilton's record.
Croatia have lost three straight and conceded 14 goals in four group games, seven of them to England in Rijeka last month.
They're without centre-backs Josip Šutalo and Marin Pongračić and the suspended Ivan Perišić, while England are missing Marc Guéhi and Ezri Konsa at the back.
With both defences short, I'm looking at goals rather than the result, and over 3.5 at 46¢ is where the edge sits.
Free-scoring England continue to fire
England have 14 goals in four Nations League games and 22 big chances. Kane has six of those goals, with a brace in each of the last two games. In Rijeka last month, England produced 6.43 xG and 12 big chances, and they were 4-0 up by half-time.
Croatia's defence is falling apart
Slaven Bilić's side have conceded 14 goals from 10.31 xGA in four group games and lost three in a row. In 2026, they've lost seven times and conceded 28 goals, both representing their worst figures in a calendar year. Josip Šutalo and Marin Pongračić are injured, so Luka Vušković and Duje Ćaleta-Car are expected to start in the middle. Behind them, Dominik Livaković has conceded 14 from 12.84 xGOT faced.
The model sees more goals than the market
The market has England around 77% to win, and the ATS Quantitative Model agrees, so there's nothing in the result. The difference is in the totals. The model makes over 3.5 goals 52.8% likely, against a price of 46¢ on Polymarket. It also has both teams to score at 56.7%, slightly above the 53¢ price.
Recommended Position:
Over 3.5 Goals
Current Price:
46¢
Model Probability:
52.8%
Market Probability:
46%
Model Edge:
6.8%
Entry Threshold:
49¢
Model Confidence:
61/100
Why there should be goals at wembley

“England have been in ruthless form in this Nations League campaign. Kane's in the form of his life, Bellingham's creating chances every game, and Gordon keeps arriving in the box. Croatia aren't toothless, though. They've scored in three of their four group games, mostly with headers, and England are without Guéhi and Konsa at the back. A 3-1 or 4-0 feels more likely than a tidy 2-0 to me, so I'm on over 3.5 goals.”
Nations League group stage, four matches each. Per game unless marked as a total.
Metric | England | Croatia |
|---|---|---|
xG | 2.93 | 1.18 |
xGA | 1.25 | 2.58 |
Goals / xG (total) | 14 / 11.70 | 4 / 4.72 |
Goals conceded / xGA (total) | 3 / 5.00 | 14 / 10.31 |
Possession | 60.3% | 39.0% |
Shots | 17.8 | 10.8 |
Shots conceded | 9.5 | 12.5 |
Touches in opposition box | 40.0 | 17.5 |
Big chances created / conceded (total) | 22 / 8 | 9 / 21 |
England's xGA is inflated by one game. Spain created 3.12 xG in the opening 3-2 defeat, and England have conceded only 1.88 xG and no goals in the three games since.
Croatia's numbers are skewed by the 7-0. England's 6.43 xG that day accounts for well over half of the 10.31 Croatia have conceded, but even without it they've allowed almost 1.3 xG a game and seven goals in three matches.
Key players, Nations League group stage
Player | Mins | Goals / xG | Assists / xA | Shots (on target) | Chances created | Box touches |
|---|---|---|---|---|---|---|
Harry Kane (ENG) | 306 | 6 / 3.24 | 1 / 0.52 | 12 (7) | 3 | 18 |
Jude Bellingham (ENG) | 272 | 1 / 1.99 | 4 / 2.01 | 10 (5) | 14 | 17 |
Anthony Gordon (ENG) | 221 | 3 / 1.83 | 1 / 1.40 | 10 (7) | 8 | 26 |
Elliot Anderson (ENG) | 302 | 0 / 0.30 | 1 / 1.10 | 6 (0) | 2 | 5 |
Mateo Kovačić (CRO) | 328 | 0 / 0.86 | 0 / 1.05 | 4 (0) | 6 | 5 |
Luka Modrić (CRO) | 208 | 1 / 0.21 | 0 / 0.25 | 2 (2) | 3 | 3 |
Kane has scored six from 3.24 xG, and his shots on target were worth 3.69 xGOT. He's placing his finishes well, though scoring at nearly double his xG won't last forever. He's also missed a penalty in this campaign.
Bellingham is England's creator. He's made 14 chances, seven of them big chances, along with 2.01 xA and 30 passes into the final third. Four of those chances have become goals.
Gordon has 26 touches in the box in only 221 minutes, and seven of his ten shots have been on target. Two of his three goals have been headers. Anderson makes England tick from deep. He's completed 286 of 305 passes, with 37 passes into the final third and 20 line-breaking passes.
Kovačić is Croatia's main creator, with six chances and 1.05 xA. Modrić is still reading the game, with seven interceptions, but he's played only 208 minutes across the four games.
Both sides line up in a 4-2-3-1, but they use it very differently. England build through Declan Rice and Anderson, with Anderson the one who breaks lines: his 20 line-breaking passes are the most of any England player in this campaign. Bellingham plays as the 10, with Gordon and Rio Ngumoha wide.
Kane's movement makes the system work. He drops deep to receive, with 18 passes into the final third of his own, and that pulls Croatia's centre-backs up the pitch. Gordon and Bellingham then attack the space he leaves. Against Croatia in October, it gave England 12 big chances.
Croatia's midfield is the problem. Modrić and Kovačić are still excellent on the ball, but in their three games against England and Spain, Croatia averaged just 33% possession, and the veteran midfield pairing are being run ragged by opponents. Without Šutalo and Pongračić, there's less pace behind them when England break.
Croatia's best route to goal is crosses. All three of their headed goals came from open play, not set pieces, and Ante Budimir is the obvious target. England are without Guéhi and Konsa, so Dan Burn and James Hill are likely to pair up in the middle. Croatia will miss Perišić's delivery, though, after his red card against Spain.
Game state could help the goals market. England only need a draw to go through, but a win keeps their hopes of top spot alive before Sunday's trip to Spain, and Croatia have little to lose. If England score early, Croatia will have to come out, and that's when the gaps open.
Expected starting XIs · Both teams attack upwards
Predicted lineups, not confirmed team sheets. Check the latest team news before kickoff.