COLLEGE FOOTBALL

Memphis enters at 3-1 and has scored 134 points through four games, powered by a balanced offense that averages 267.0 passing yards and 241.0 rushing yards per game. Charlotte is 0-4 and has been outscored 144-78, with its defense allowing 36.0 points per game and 154.5 rushing yards per game, while the offense sits at just 19.5 points per game. Memphis has been far more efficient on a yards-per-play basis at 8.2, compared with Charlotte's 4.2, and that gap points to sustained scoring chances for the Tigers.
Memphis should control this game with its efficient offense and Charlotte's defense has shown too many cracks to trust. Charlotte can score enough to help the total, but Memphis' 8.2 yards per play and 33.5 points per game make the over the cleaner angle. Final score projection: Memphis Tigers 41, Charlotte 49ers 21, with the game landing above the current total and Memphis covering comfortably.