Army Black Knights vs Navy Midshipmen Prediction – 12/13/2025

The Army Black Knights and Navy Midshipmen will renew their historic rivalry on Saturday in the 126th edition of the Army–Navy Game. With the regular-season finale for both teams set for M&T Bank Stadium in Baltimore and the coveted Commander-in-Chief’s Trophy on the line, the stakes are high. Navy arrives with a 9–2 record and one of the most dangerous rushing attacks in the nation, while Army is 6–5 mark and has a chance at redemption after last year’s loss. Before kickoff from Baltimore, continue reading to get my Army vs Navy prediction.

Our Army vs Navy Pick

Game Snapshot

Key Storylines

• Rivalry history and legacy. The Army–Navy Game remains one of college football’s most historic matchups. This 126th edition takes place on the 250th anniversary of the founding of the armed forces and both teams will honor that milestone with special commemorative uniforms. The trophy, tradition, and pride will be front and center as it always is when these teams face one another.
• Navy’s offensive firepower. Navy boasts one of the most productive offenses in FBS this season, averaging 434.7 total yards per game with nearly 300 rushing yards per contest. The Midshipmen rank first in the country in that category. Their scoring average is 32.5 points per game going into this matchup. Army must contain a ground game that thrives on speed, execution, and discipline.
• Army’s chance for payback and momentum. The Black Knights, after a shaky start, have rallied to finish 6–5. They won three of their last four, including a gritty 27–24 win over UTSA that featured several successful fourth-down conversions and guaranteed Army a spot in this year’s bowl season. If Army can control the game on the ground and keep the ball away from Navy, this game could be a close one late.

Quarterback Play

For Navy, senior quarterback Blake Horvath remains the engine driving their potent offense. On the season, he has thrown for 1,390 yards, 9 touchdowns, and 5 interceptions. More importantly, Horvath is a major threat on the ground. His rushing numbers this season include 1,040 yards and 14 touchdowns. That ability to attack on the ground or through the air makes him tough to stop.

Army’s offense leans heavily on the run and clock control, with Cale Hellums leading them from the quarterback position. Hellums has over 1,000 rushing yards this season and 15 touchdowns on the ground. He will need to be great on the ground for the Black Knights to have a shot here.

Betting Trends

• Army is 5-5-1 against the spread going into this matchup.
• Navy is 4-7 against the spread before the Army-Navy game.
• Army has gone under the total in 7 of their first 11 games this season.
• The over has cashed in 8 of Army’s first 11 games.

Army vs Navy Model Projection

Final Thoughts

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Jay Sanin

Jay Sanin is the GM and Head of Sports at ATS.io. He has been writing about sports gambling since 2013, handicapping tens of thousands of sporting events. He plays sides and totals aggressively across most sports and is more selective in player prop markets. He does his own modeling across most sports, and his family is jealous of how much time he spends on his precious spreadsheets.